Dallas's #1 Insurance Blog
Which auto insurance is best for me?
Here is a list of the types of Auto coverage avaliable to you in Dallas, Texas. Uninsured/underinsured motorist liability. This type of coverage is in place to protect you and your passengers for injuries caused by a motorist with little to no insurance. Having Uninsured Motorist Liability Insurance is a great way to ensure you and your family gets the coverage you need. Comprehensive Coverage. This type of coverage covers you for fire, theft, natural disasters, collision with an animal, Etc. It can ...
What does my Texas Homeowners Policy Include?
Most Homeowners policies in Texas include the following: Personal Property pays if the items in your house (such as clothing, furniture and appliances) are damaged, stolen, or destroyed. Medical bills for people injured on your property or by your pet. Dwelling (Home Structure) pays if your house is destroyed or damaged by a covered loss. Loss of use pays your additional living expenses (housing, food, and other essential expenses) if you must temporarily move because of damage to your house from a covered loss. Your ...
What’s not included in my Texas homeowners policy?
There are a certain number of exclusions that are not included in a Texas homeowners policy. Exclusion simply means there are certain types of damage or locations that aren’t covered. Common exclusions in most home owner’s policies include earthquakes, mold, flooding and sewer or drain back up. The following lists show the most common types of losses covered or excluded from a homeowner’s policy: Most Policies Cover Losses Caused by: Fire and lightning Sudden and accidental damage by smoke ...
The Value of an Independent Agent
Watch this short video to help you better understand the advantages of working with an independent. http://myinsurancevideos.com/videos/vid-32/?user=thumannagency The Thumann Agency has been proudly serving families & business in Dallas for over 20 years... Remember we're always here & happy to help (972) 991.9100 http://www.Thumannagency.com
What's not included in a standard home owners policy?
Watch this short video to help you better understand whats not covered in a standard policy. http://myinsurancevideos.com/videos/vid-11/?user=thumannagency And always remember, call us if you need us, that's why we're here. (972) 991.9100 Www.Thumannagency.com https://www.facebook.com/ThumannAgency
Is your Texas farm protected?
Thumann Agency protects farms and ranches of all types and sizes for a broad spectrum of insureds throughout Texas. To meet this wide variety of insurance needs, we represent all sizes and types of insurance carriers for Agricultural Insurance. We provide complete farm & ranch insurance protection that you can depend on. We have tailor made programs available for small, medium and large farming operations, ag processors, farm machinery contractors and custom harvestors. Agribusiness coverage in Dallas, Texas Because we represent virtually ...
Does combining home & auto insurance save me money?
Does combining home & auto insurance save me money? The answer is yes. Call us at the Thumann Agency in Dallas today to find out about your insurance options (972) 991.9100 Or start your quote now: http://thumannagency.com/online-insurance-quotes Www.Thumannagency.com Proudly serving families & businesses in Dallas for over 20 years.
Driving with no insurance
Q: What Happens if I Choose Not to Purchase Car Insurance in Texas and Still Drive My Car? A; You can be charged with failure to maintain financial responsibility, pay a surcharge, have your license suspended and your car impounded. http://Www.Thumannagency.com Proudly serving families & businesses in Dallas for over 20 years...
How do I select the appropriate liability coverage?
We've put together this video to help you better understand how liability coverage workls. http://myinsurancevideos.com/videos/vid-12/?user=thumannagency Like to talk to an agent? Call us at the Thumann Agency on: (972) 991.9100 http://Www.Thumannagency.com Proudly serving families & businesses in Dallas for over 20 years.. Www.Thumannagency.com http://myinsurancevideos.com/videos/vid-12/?user=thumannagency
Understanding Renters Insurance
Renting a apartment, condo, or house in Dallas? Watch this helpful video to get a better understanding of Renters Insurance. Then give us at call at (972) 991-9100 We're here to help. http://myinsurancevideos.com/videos/vid-5/?user=thumannagency Proudly Serving Families & Businesses In Dallas For Over 20 Years.. Www.Thumannagency.com
Question: What do you mean by 'Loss Payee'?
Answer: Loss payee refers to Lienholders or Mortgage companies. Todays insurance question answered by Alison Roberts, ACSR — Commercial Lines Manager at the Thumann Agency. Goin us on Google+ https://plus.google.com/u/1/b/100672818184154693757/+Thumannagency Follow us Facebook at https://www.facebook.com/ThumannAgency/ Www.Thumannagency.com
How does loss ratio work?
Answer: Your "loss ratio" is the ratio of the total value of all losses divided by your premiums. So the loss ratio is the insurance company’s measure of how much of your premium they are going to be giving back in the form of claims payments. The insurance company will set a target loss ratio (ie. 40%). If your losses cause your loss ratio to exceed that target, your premium will likely be increased to bring it back in line. Conversely, if ...