Commercial Auto Insurance in Dallas, TX | More Choices, Better Savings
The Thumann Agency provides Commercial Auto Insurance in Dallas, TX, customized to fit your individual business needs. Whether you operate a single work vehicle or an entire fleet, our experienced agents are committed to finding you the best coverage at the right price—saving you time and money while keeping your business protected, so you can stay focused on the road ahead.
Why Choose the Thumann Agency
Choosing an independent insurance broker can make a significant difference in protecting your business. Here’s why we stand out:
- More Choice, Better savings we partner with over 80 top-rated insurance carriers.
- Your Personal Risk Specialist We help you reduce risks before they become costly claims.
- We Save You Time Our licenced agents find you the best coverage without the guesswork.
- We're Local We know Texas state regulations and industry risks, first hand.
- Trusted Since 1996 We’ve helped thousands of businesses secure reliable risk management solutions.
We’ll help you find coverage that fits your budget and keeps you protected! Get a new quote | Call us 972.991.9100
Learn More About Commercial Auto Insurance
Commercial auto insurance can cover various vehicle types, including cars, trucks, vans, limos, and buses, as well as the drivers operating them for business purposes. It typically includes bodily injury liability and property damage liability for accidents involving a company vehicle. It can also provide medical payments coverage or Personal Injury Protection (PIP) for the driver and passengers of the insured vehicle, depending on policy options.
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Key Coverage Areas:
- Liability for bodily injury and property damage
- Medical payments or personal injury protection (PIP)
- Comprehensive and collision coverage
- Uninsured/underinsured motorist protection
What Type Of Business Need it?
If your business uses vehicles, commercial auto insurance is crucial. Some examples include:
- General Contractors traveling between job sites
- Real Estate Agents visiting multiple properties
- Delivery Services transporting products across Dallas and beyond
- Loading Companies such as transporting goods or equipment
Even if you use a personal vehicle for work-related tasks, a personal auto insurance policy may not cover accidents that occur during business use.
How Much Does Commercial Auto Insurance Cost in Dallas?
Commercial auto insurance rates can vary based on factors such as the type of vehicle, how often it’s driven, and your driving history. On average, policies can start from $145 per month.
Factors that influence your premium:
- Vehicle Type: Heavy trucks may cost more to insure than a standard sedan.
- Driving Record: A clean driving record can lower premiums.
- Usage: The more miles driven annually, the higher the cost.
Is Commercial Auto Insurance Required in Texas?
Yes, Texas law requires businesses to carry a minimum amount of liability insurance for vehicles used for work. The minimum coverage limits are:
- $30,000 per person for bodily injury
- $60,000 per accident for bodily injury
- $25,000 for property damage
These limits may not be enough for many businesses, so it’s advisable to opt for higher coverage based on your specific needs.
Can I Combine Commercial Auto with Other Business Policies?
Absolutely! Many Texas business owners choose to bundle their commercial auto insurance with other policies like general liability insurance or a business owner's policy (BOP) for comprehensive coverage. Bundling policies can often lead to discounts and better protection.
Protect Your Business with the Thumann Insurance Agency
Whether you're a contractor, delivery service, or a small business using company vehicles, having the right Commercial Auto insurance in Dallas, TX is essential. With our tailored solutions and expert advice, our licensed agents are here to protect your business every mile of the way.
Start saving today! Call 972.991.9100 or start a new Insurance quote
Client Testimonials For Our Insurance Services
What People Say About the Thuman Agency
⭐⭐⭐⭐⭐ 4.9 out of 5
At Thumann Insurance Agency, our clients value our fast response times, cost-saving solutions, and outstanding service. Many have shared how they received quick, competitive quotes—often within hours—when other agencies fell short. Customers appreciate our clear explanations of coverage, transparent pricing, and honest guidance on selecting the right policy. Whether for personal or business insurance, our knowledgeable team is committed to making the process simple, stress-free, and tailored to each client’s needs.
Last Updated: 03.12.2025
Author: Steve Thumann, Licensed Texas Insurance Broker.
Disclaimer: This page is for educational purposes only. Coverage details for Commercial Insurance in Dallas,Tx may vary by provider. Contact us for a personalized quote.