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15 Home Savings to Consider

15 Home Savings to Consider

There is no uncertainty that being a homeowner is expensive, so any home savings are always appreciated. From the cost of small plants to replacing your roof, we spend a lot of money on our homes - The average U.S. household spends $17,148 on all things related to housing (according to ValuePenguin). In this blog, we share 15 home savings for you to consider.

Our Top 15 home savings, for you, and the environment:

1. Choose energy-efficient appliances.

If you're a new homeowner, you may be finding yourself in a situation where you need to buy appliances for an empty home. While they may cost more up-front, purchasing appliances that are geared toward energy- efficiency will save you money and last longer.

 

2. Bundle your home and auto insurance

Most of the insurance companies we represent offer a discount for bundling home and auto policies. Having all of your policies with one insurer can also save you time and energy. Also, make sure you have an independent agent – someone who can shop multiple insurance companies for you.

 

3. Air dry your laundry

Not only is air-drying good for the environment, it's also helpful in keeping your energy costs down! Hang a drying rack in your laundry room or, if you're able, install a clothesline outside. The more you air -dry, the more you will save. Not to mention limiting the exposure of your clothes to the harsh heat of the dryer will help them last longer and prevent them from shrinking!

 

4. Install ceiling fans

Ceiling fans are a cheap, efficient way to keep the air moving in your home. They can help you get away with keeping your thermostat a few degrees higher in the summer and lower in the winter.

 

5. Insulate

Insulating your home will cut down on drafts and heating costs. Insulating can be as involved as adding insulation throughout your home or as simple as weather-stripping your doors and windows.

 

6. Reassess your cable, phone and internet subscriptions

These three costs can really add up! Take a look at what you're paying for every month and what services you're actually using and adjust your subscriptions accordingly. Sometimes even a quick phone call to your provider can help you lower your rates.

 

7. Identify leaks and fix them

Fixing leaky faucets and pipes can save you hundreds of gallons of water every year.

 

8. Change your air filters

When the filters are dirty in your HVAC system or air purifier, the fans have to work harder to push the air, which draws more energy. Consider changing your filters every other month, especially if you live in a high-pollen area or have pets.

 

9. Replace your lightbulbs with LED bulbs

Although they cost more upfront, LED bulbs will ultimately last longer and operate more efficiently than their incandescent predecessors.

 

10. Close closet doors

There's no need to heat and cool your closets! Keep these doors shut to save money.

 

11. Make a Household Budget

It's time to sit down and do a budget to trim the fat, see where your hidden expenses are, and examine where your dollars are going. You can learn to build a budget in no time flat, or tune-up one you currently have.

 

12. Stop Buying Bottled Water

Install a sink filter or get a Brita filter or other similar unit. It will save lots of dollars over the lifetime of use and is better for the environment than bottled. (See also: Best Water Filters)

 

13. Recycle for Cash

There are many programs out there, like Recyclebank, which work with your waste hauler to give rewards for regular recycling. Such benefits include earning coupons for your favorite restaurants, supermarket gift certificates, and free magazines. You can also "recycle" old electronics for cash through sites like uSellGazelle, and NextWorth.

 

14. Turn Off the Lights

You've heard it before, but making sure you are diligent about turning off the lights when not in use can really help keep energy costs down.

 

15. Tune-up Your HVAC regularly

In addition to changing filters, a yearly tune-up of your heating and cooling system can improve efficiency and help your equipment last longer.

 

If you would like to receive a proposal for homeowners insurance, auto insurance, or business insurance, please contact us: 972.991.9100