Business Insurance Dallas, TX
Running a business can be hard - finding the right insurance shouldn’t be.
At the Thumann Agency, we take the stress out of protecting what you’ve built. Whether you need small business insurance, personal coverage, employee benefits, or financial services, we offer smart, tailored solutions for individuals and businesses across Texas.
If you're looking for reliable business insurance in Dallas - or anywhere across the state of Texas - our team is here to help.
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Why Businesses Choose the Thumann Agency
- 80+ top carriers: Get competitive quotes from trusted names like Chubb, Nationwide, and Travelers
- We assess your risks: To recommend the right coverage - without overpaying
- Same-day coverage: We move fast so you can stay focused
- Tailored policies: Coverage built around your business
- Local agents: Dallas-based with Texas expertise
- Trusted since 1996: Thousands of Texas businesses count on us
Find the Right Coverage for Your Business
Looking for a specific type of coverage?
Explore our commercial insurance solutions designed to fit your needs:
✓ Business Property Insurance
✓ Commercial Auto Insurance
✓ Professional Liability Insurance
✓ Business Owner's Policy
✓ Cyber Liability Insurance
✓ Surety Bonds
✓ Workers’ Compensation Insurance
✓ All other coverages
Not sure what business coverage you need? Don't worry, that’s exactly what we’re here for. Just give us a call: 972.991.9100
Insurance by industry
Looking for insurance designed specifically for your business? Search for business insurance by industry to find the right coverage.
What does business insurance typically cost in Dallas?
The cost of business insurance in Dallas can vary significantly depending on the unique characteristics and needs of your business. Insurers calculate your premiums based on various critical factors to ensure coverage aligns precisely with your company's specific risks and operations.
Key factors influencing cost:
- Industry and business type
- Location of the business and associated risk exposure
- Employee count
- Annual business revenue
- Coverage types selected and policy limits
- Claims history and deductible choices
Average business insurance costs
General Liability Insurance
A critical safeguard for businesses, this coverage protects against third-party claims involving bodily injury, property damage, or personal injury.
Best for:
- Customer-facing businesses
- Leased spaces
- Businesses with advertising exposure
Starting from $65–$90/month**
Workers’ Compensation Insurance
Workers’ Compensation Insurance covers medical costs and lost wages for employees injured on the job, helping your business stay compliant and financially protected.
Best for:
- Businesses with employees
- Physical labor roles
- High-risk industries
- Compliance with state laws
Starting from $85–$140/month**
Professional Liability Insurance
Protection against professional risks helps safeguard your business from claims of negligence, mistakes, or omissions in the services you provide. It includes legal defense and financial support if a client alleges a costly error.
Best for:
- Consultants and advisors
- Service-based businesses
- Claims of professional errors
- Contractual liability requirements
Starting from $55–$110/month**
Commercial Property Insurance
Commercial Property Insurance safeguards your business property from fire, theft, vandalism, or storms. It helps protect your physical assets and supports recovery after unexpected losses.
Best for:
- Retail stores and offices
- Equipment-heavy businesses
- Inventory protection
- Property damage repairs
Starting from $75–$120/month**
Commercial Auto Insurance
Business vehicle coverage helps cover accident-related expenses, including injuries and property damage. It ensures legal compliance and financial security when employees or owners use vehicles for work purposes.
Best for:
- Delivery and transport services
- Contractor fleets
- Employee-driven vehicles
- Auto-related legal claims
Starting from $120–$190/month per vehicle**
Cyber Liability Insurance helps protect your business from losses due to data breaches, cyberattacks, or ransomware. It supports financial recovery, legal defense, and customer trust.
Best for:
- Data-driven businesses
- Online payment systems
- Cyberattack response
- Regulatory compliance
Starting from $80–$150/month**
** Keep in mind that every business is different and faces their own unique risks.
Learn more about our insurance for businesses
Watch this video to learn more about the different business insurance coverage options.
Client reviews for our insurance services
What people say about us
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Customers praise the Thumann Agency for its quick response times, money-saving results, and exceptional customer service. They mention receiving quotes within hours when other agencies couldn't deliver, and many report significant savings on their policies.
Clients often say the team makes insurance easy to understand. They also appreciate the team's honesty about rates and coverage options. Many people appreciate the deep knowledge of personal and business insurance needs.
See how much you could save - start a new quote for business insurance Dallas, Tx today.
